Tax Strategies, Retirement Transitions, and 401(k) Optimization for Sandia Labs Scientists and Engineers
Families making over $200k: You deserve more than a quarterly call
Your work at Sandia National Labs has helped power innovation and protect national security. As you approach retirement or transition into new opportunities, your financial future deserves the same strategic focus.
Whether you're evaluating your 401(k) rollover options, maximizing your pension, or building a plan to reduce future taxes, GWM offers customized guidance designed for Sandia professionals like you.
You're building your success through hard work.
No obligation. Just real answers
How do I roll over my 401(k) after leaving Sandia?
Should I keep my 401(k) at Fidelity, or move it to an independent IRA?
What are the tax implications of rolling over my Sandia retirement accounts?
How can I protect my retirement savings from market volatility?
When and how should I start Required Minimum Distributions (RMDs)?
We help Sandia employees address critical questions like:
Partnering Together
1
Review Your Current Accounts
Understand the strengths and risks within your existing Sandia 401(k), pensions, and investments
2
Build a Tax-Smart Rollover Strategy
A tailored financial strategy that aligns with your unique goals.
3
Create a Future-Ready Financial Blueprint
Align your retirement savings, income needs, healthcare costs, and legacy goals into one clear plan
Ready to Take the Next Step?
If you're a Sandia professional preparing for retirement or a career change, let's build a plan that's as strategic as your career.
📞 Schedule your free 15-minute consultation today and get clear, actionable insights — no pressure, just personalized help.
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Start Your Personal Financial Blueprint
Uncover what’s working — and what’s not — in your financial life.
No prep, no pressure. Just clarity, personalized to you.
💬 Prefer to talk it out instead? Schedule a 15-Minute Ask-Me-Anything
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Flat-Fee Financial Planning
Tailored for increasing complex lives. Personalized strategies for your goals, navigating tax-efficient savings, and achieving financial clarity
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The Complete Approach
Personalized, proactive strategies that integrate investment management, tax and education planning to simplify and secure your financial future
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See if it's a Good Fit
Share your financial goals and challenges. We can explore your unique situation and determine if our personalized approach is the right fit for you.
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FAQ
Clear, straightforward answers to common questions about our services, fees, and approach—feel confident and informed as you plan your financial future.
This information is intended for educational purposes only and is not a substitute for specific individualized tax, legal, or investment planning advice. Where personal advice is necessary or appropriate, Grinstead Wealth Management recommends consulting with a qualified tax advisor, CPA, attorney, or financial advisor.
A rollover of retirement plan assets to an IRA is not your only option. You should carefully consider all available choices, which may include: keeping assets in your former employer’s plan, rolling assets to a new employer’s plan, taking a taxable distribution, or rolling to an IRA. Each option has advantages and disadvantages, including but not limited to differences in investment options, fees and expenses, withdrawal rights, creditor protections, required minimum distributions, and tax treatment. Before making a decision, please consider your specific circumstances and consult with the appropriate professionals.