Flat-Fee Financial Planning
Project Based Planning for those with a specific goal in mind
Single Goal
Empowering you with the tools and guidance to take actionable steps toward your financial goals, independently and confidently
Project Scope
Personal Financial Budgeting –
Goal Formation: Clarify and develop an actionable plan for your most important savings goals.
Retirement Savings Plan - Complete guidance on how much to save and which accounts to fund first (e.g., 401(k), Roth IRA, HSA) based on your circumstances.
Essentials
Delivers you a unified strategy to achieve your goals, eliminate uncertainty, and confidently move toward the future you envision
Project Scope
Comprehensive Savings Plan - Includes retirement, large purchases, and education planning (building upon Level 1).
Spending Plan Recommendations - Tailored recommendations to align current spending with long-term goals.
Tax Asset Allocation - Guidance on optimizing account placement for tax efficiency.
Debt Optimization - Strategies to manage and repay debt effectively.
Risk Assessment - Includes investment risk profiling to ensure alignment with client objectives.
Insurance Coverage Review - Evaluate existing insurance policies to identify potential gaps in coverage.
Custom Checklist - A personalized checklist addressing critical financial planning areas to help identify and prioritize opportunities and risks.
Advanced
Providing complete strategies and coordination to simplify complexity and empower confident decision-making
Project Scope
Comprehensive Savings Plan - Includes retirement, large purchases, and education planning (building upon Level 1).
Spending Plan Recommendations - Tailored recommendations to align current spending with long-term goals.
Tax Asset Allocation - Guidance on optimizing account placement for tax efficiency.
Debt Optimization - Strategies to manage and repay debt effectively.
Risk Assessment - Includes investment risk profiling to ensure alignment with client objectives.
Insurance Coverage Review - Evaluate existing insurance policies to identify potential gaps in coverage.
Custom Checklist - A personalized checklist addressing critical financial planning areas to help identify and prioritize opportunities and risks.
Legacy Strategies - Develop strategies to preserve wealth for future generations by avoiding probate, minimizing tax exposure for heirs, and addressing federal estate tax considerations.
Tax Strategy Development - Actionable tax planning strategies to optimize savings.
Social Security Planning - Provide strategies for maximizing Social Security benefits, including timing and coordination with retirement income.
Professional Coordination - Collaborate with attorneys, CPAs, and other professionals to implement financial strategies holistically, allowing clients to avoid acting as intermediaries.