Fee-only financial advisor in Albuquerque helping families and professionals with retirement planning, tax strategy, and education savings.

Albuquerque Financial Advisor for Families and Retirees Seeking Clarity

At Grinstead Wealth Management, we offer fee-only fiduciary guidance for people who are ready to move from financial confusion to financial confidence — with retirement planning, tax strategy, and wealth alignment that reflects your values.

Fee-Only Fiduciary Guidance for Thriving Families & Retirees

We serve accomplished families and retirees who quietly wonder… ‘Shouldn’t my money be working harder?’

Always Independent, Never commission-based

Albuquerque financial advisor Justin Grinstead helping families and retirees plan with confidence

Your finances are becoming more complicated

It’s costing you Time…and Money

Common Financial Challenges Faced by Albuquerque Families and Retirees

  • Managing overlapping accounts with little coordination or tax planning
  • Being underserved by large firms with generic advice
  • Feeling behind on retirement milestones and risk planning
  • Lacking clear insight into how to turn savings into income

At Grinstead Wealth Management, we understand the emotional toll of financial complexity. That’s why our fee-only, fiduciary approach gives Albuquerque professionals and families clarity, accountability, and a sense of control.

Juggling family, career, and social commitments leaves little time—or energy—for managing a complex financial life.

As responsibilities grow, so does the pressure, yet the time and specialized knowledge to stay ahead often fall short

You were promised holistic advice—tax strategy, education planning, estate guidance—but what you got felt generic.

You’re tired of repeating your story, explaining your values, and still being treated like just another account. The personal touch you expected never showed up.

Constant, low-grade stress that comes from knowing important financial tasks are being left undone.

You want to take action—but time slips away, and the uncertainty lingers

You’ve stuck with the usual buy-and-hold strategy—but now, life is shifting.

Aging parents, looming college costs, rising healthcare prices, and retirement approaching are making you question if that approach still fits.

The stakes feel higher, and so does the anxiety

Albuquerque family receiving financial planning support from a fee-only advisor at Grinstead Wealth Management

Trusted Financial Planning for Albuquerque Families and Retirees

We help Albuquerque professionals, parents, and retirees create more peace of mind through fee-only planning and tax-smart strategies. Our advisory services go beyond investments — they deliver clarity, confidence, and proactive support for your real-life priorities.

  • Turn financial complexity into an actionable plan
  • Stop worrying about what's falling through the cracks
  • Build confidence with guidance that adapts as life changes

Clarity, confidence, and control

You deserve Clarity, not confusion…Confidence & Control, not chaos.

  • Liberated from the mental load of managing an ever-growing stack of to-dos

    You’ll know your investments are working efficiently, your taxes are optimized, and nothing is slipping through the cracks… all without needing your constant oversight

  • Feel fully understood and supported

    You’ll have more than just answers with a trusted expert keeping your financial life in sync—proactively, personally, and without you having to carry the weight alone

  • Thoughtful updates that actually matter to you, not just generic check-ins

    You’ll be seen, understood, and prioritized with advice that reflects your life, not just the markets

Symbolic cactus representing New Mexico, used by Grinstead Wealth Management to reflect local connection and rooted financial guidance

Our Retirement Planning Process for Albuquerque Professionals and Families

  1. Initial Clarity Call – Understand your values, priorities, and current financial landscape.
  2. Personalized Planning – Design a clear, goal-driven strategy with retirement, tax, and education planning at its core.
  3. Ongoing Guidance – Implement with care, and adjust your plan as life evolves — always with proactive communication.

Grinstead Wealth Management’s process is built to create clarity, reduce stress, and give clients in Albuquerque lasting confidence in their financial future.

Partnering Together

1

Let’s Get Acquainted

What’s important to you, where you are and where you want to go.

2

A Personalized Plan

A tailored financial strategy that aligns with your unique goals.

3

Expertly Implemented

Investment and Tax Strategies with ongoing management to stay on track.

Confident retiree in New Mexico smiling, representing financial peace of mind and satisfaction with retirement planning

“We continue to read dismal news about the volatile stock market, but for the first time in years I feel totally at ease. I know that we have enough accessible cash to weather any storm and that all of our investments are in good hands. Thank you.”


-Linda in Placitas, New Mexico

April 8th 2025

The above testimonial is unedited and unabridged, from a current client of Grinstead Wealth Management, LLC. No compensation was provided for this testimonial. This testimonial may not be representative of the experience of other clients. Client experiences vary and past performance is not indicative of future results.

Client Success in Retirement

At Grinstead Wealth Management, we serve retirees across New Mexico who want more than just returns — they want clarity, peace of mind, and someone who understands how life evolves after work. This testimonial reflects the transformation we aim to provide for every client: personalized, grounded, and built for long-term success.

There’s a Better Way to Get Financial Advice

Justin Grinstead, fiduciary financial advisor in Albuquerque, introduces his personal approach to client-centered financial planning and retirement guidance.

Meet the Founder of Grinstead Wealth Management

Justin Grinstead shares his personal commitment to providing financial clarity and peace of mind for Albuquerque families and retirees. This video offers insight into the values, strategies, and relationship-first approach that define his fiduciary guidance.

Careers. Kids. Complexity.
You don’t need more financial noise — you need thoughtful guidance that fits your life.

Watch this short message from Justin to hear how Grinstead Wealth Management helps families like yours find clarity and confidence in an uncertain world.

  • Simplify

  • Customize

  • Take Action

  • Stay Flexible

You deserve expert personalized and actionable advice that empowers you to take control of your financial future.

New Mexico Zia symbol used to represent Grinstead Wealth Management’s local roots in Albuquerque

Focused on You

Financial Planning Tailored to You in Albuquerque

Whether you're a parent, professional, or retiree in New Mexico, Grinstead Wealth Management offers personalized financial guidance built around your real-life questions. This complimentary call is an opportunity to get clarity — not a sales pitch — and discover whether fiduciary advice is the right fit for you.

Have a 15 Minute Ask-me-anything with GWM

Comprehensive Financial Services for Albuquerque Families and Retirees

Grinstead Wealth Management offers a full suite of financial planning services tailored to your unique goals, life stage, and values. Whether you're managing cash flow, planning for retirement, or reducing taxes, our fiduciary advice puts your interests first.

  • Financial Planning aligned with what matters most to you
  • Cash Flow strategies to support your lifestyle and future needs
  • Tax Planning that keeps more of your income working for you
  • Retirement Planning built for security, clarity, and confidence
  • Risk Management strategies that protect your financial foundation
  • Investment Management that reflects your goals, not generic benchmarks
  • Young family in Albuquerque receiving personalized financial planning guidance

    Personalized Financial Planning

    You'll get clarity of where we are today

    From there, we build and carry out the plan. Just for you

    You can count on regular updates & enhancements, with a focus on what matters most—your future

  • Retiree reviewing cash flow plan with fiduciary financial advisor

    Cash Flow Strategies for Confident Living

    Uncover income opportunities

    Grow your current cash flow, build a steady stream for retirement, or reinvest for the future, your strategy will be tailored to optimize the income from your investments

  • New Mexico couple optimizing tax strategy for retirement

    Tax Planning to Keep More of What You Earn

    It's not how much you make, it's how much you keep

    Don't let taxes eat into your profits. Our specialized tax planning ensures you're using all of the best tax-saving strategies available.

  • Albuquerque couple planning retirement with clarity and control

    Retirement That Reflects Your Life

    Your retirement should be as unique as you are.

    We’ll maximize your Social Security, pension, and income streams, ensuring every decision is tailored to your life and future. You get a personalized plan that puts you in control.

  • Risk management visual metaphor — protecting against financial volatility

    Risk Management with Perspective

    Protecting your wealth & understand the risks that could impact your future.

    Strategies that minimize those risks, from market volatility to unexpected life events. You get a customized plan built around your needs.

  • Investment guidance that supports family priorities and peace of mind

    Guidance That Supports Your Family’s Future

    Quality investment choices that fit your unique goals, and adapt to life's changes

    Have confidence with a dedicated expert by your side, while you stay focused on what matters most

💬 Your Financial Clarity Blueprint

Discover Financial Clarity in 90 Seconds

Our interactive financial insights tool helps families and professionals in Albuquerque uncover emotional priorities, explore planning gaps, and receive a personalized follow-up with actionable next steps. No spreadsheets. Just a smarter conversation starter.

Answer a few thoughtful questions in under 90 seconds — and walk away with personalized insight, no strings attached.

💬 Prefer to talk it out instead? Schedule a 15-Minute Ask-Me-Anything

Financial Advisor in Albuquerque for Thriving Families and Retirees

At Grinstead Wealth Management, we help families in their 40s and 50s — and those transitioning into retirement — organize complex financial lives with clear, fee-only guidance. Whether you're managing multiple accounts, facing a retirement rollover, or seeking a steady plan for the future, we're here to simplify what matters most.

Holistic Planning for Retirement, Tax, and Life Transitions

We specialize in retirement planning, tax strategy, education savings, and risk management — all with a fiduciary duty to act in your best interest. Our clients often feel unseen by large firms, and we offer a true advisory relationship built on trust and clarity.